Credit & Collections Analyst

Analyze customer credit worthiness, compile credit data, interpret information, and determine extension of credit. Utilize sound credit policies and practices that minimize risk while contributing to the profit of the company.

Job Duties and Responsibilities:

• Conduct collection calls for accounts receivable
• Control credit exposure by account monitoring and order release
• Identify problems, recommend, and implement appropriate actions to take on delinquent accounts
• Keep accurate master data records, credit files, detailed collections notes
• Communicate and negotiate with customer to resolve discrepancies and/or issues with their account
• Coordinate and manage the collection and dissemination of verbal and written credit data between the customer, sales, and management
• Analyze financial statements and credit reports to determine credit lines up to $100,000
• Initiate new account setup and verify legal entity name, A/P information, terms, etc
• Prepare monthly reports summarizing past due accounts and make recommendations for bad debt write offs
• Submit accounts to trade groups for credit exchange information
• Provide customer service and develop relationships with internal/external customers
• Facilitate order to cash cycle by interacting with customer service, sales, logistics, plant personnel, legal, and cash application
• Attend credit conferences to expand credit knowledge and exchange information
• Keep Sr. Credit Manager and/or Credit Risk Mgmt. Director apprised of all matters that need attention
• The requirements herein are intended to describe the general nature and level of work performed by employee, but is not a complete list of responsibilities, duties and skills required. Other duties may be assigned as required.

Minimum Requirements:

Education and Experience

• Bachelor's degree in business, Accounting, Finance or related field or NACM Certification of Credit Business Associate (CBA) or 3+ years' experience within credit and collections field
• Must be able to read, write and speak English.

Knowledge, Skills and Abilities

• Credit/financial statement analysis.
• Negotiation skills
• Documentation - detailed, accurate and timely
• Time management and organization skills
• Software Proficiency
• Problem solving
• Communication - clear and effective, both verbally and in writing
• Decision making - quick and confident.
• Perform task and duties independently
• Research skills

An Equal Opportunity Employer