Financial Economic Crime (FEC)FEC CDD AnalystHybridChesterfield (US)40 hoursFull timePublished on February 19, 2025

The Client Due Diligence (CDD) Analyst will not only conduct risk assessments on existing clients and onboarding of new to bank clients but, they will also collaborate with customers, members and colleagues both national and international. In addition, the CDD Analyst will also make careful considerations between risks and results in the performance of work duties with the objective to increase and maintain customer confidence.

"In this position, I feel my unique skills and talents are valued and appreciated. I'm encouraged to collaborate with my team and share opinions to bring improvements to our main core processes. I am challenged to always improve."

As a Client Due Diligence (CDD) Analyst, you will be successful reviewing, understanding and explaining Global and Local procedures, recommending process improvements or enhancements and coordinating with Quality Control on their reviews and/or findings of risk assessments completed by our team.

The FEC CDD Analyst is needed to manage the onboarding of clients and other parties through a complex internal system involving various groups, individuals, forms, and applications. The role ensures a seamless review process for clients, focusing on delivering a positive client experience. Responsibilities include conducting regulatory risk assessments, ensuring compliance with regulatory classifications, and ensuring all client files adhere to Rabobank's internal KYC policies. The Analyst plays a key role in providing feedback to streamline the KYC process and supports the team with projects, policy reviews, and report creation for multiple stakeholders. Collaboration with internal stakeholders and QC groups is essential to address any issues in the onboarding process, while working with different business units, project managers, and developers to enhance FEC CDD business systems.

• Coordinates and facilitates CDD reviews on behalf of the Client owner. The FEC CDD Analyst coordinates requests and provides support to the Client and several internal clients (i.e. the Client Owner, the KYC quality performing reviews and other personnel)
• Timely and accurate review of KYC information on all client files
• Consistent adherence to AML policies and procedures for KYC throughout the client lifecycle
• Appropriate reporting and escalation of issues to manager, ops and compliance as needed
• Timely and accurate performance of KYC Periodic Reviews
• Providing relationship staff with helpful assistance during the account opening and periodic review processes
• Providing guidance to static data specialists to ensure that operational client data is aligned with KYC data
• Adherence to department SLA's

To be considered for the Client Due Diligence Analyst role, you must have:

• 2+ years of KYC/Compliance experience in the finance industry
• Knowledge of BSA/AML, and other AML regulatory policies, with a strong understanding of AML typologies, geography, products, customer type and expected type of activity in order to effectively identify risk and unusual activity
• Understanding of the banking industry, especially banking products and services in the context of an international bank.

Rabobank embraces diversity and welcomes employees and applicants of all backgrounds. Our goal is to always create an environment that is inclusive, drawing upon the strengths of the diversity of our workforce to exceed the expectation so four clients and customers.

We view your well-being as much more than a paycheck. We continually evaluate and evolve our benefit offerings to be comprehensive, competitive and to give you the options and the flexibility you need. We focus our employee benefits on three main components:

• Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.
• Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That's why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.
• Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year). In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.)

Rabobank Group is a global financial services leader providing wholesale and retail banking, leasing, and real estate services in more than 37 countries worldwide. Founded over a century ago, Rabobank today is one of the world's largest banks with over $678 billion in assets.

In North America, Rabobank is a premier corporate and investment bank to the food, agribusiness, commodities and energy industries in the United States, Mexico, and Canada. Rabo AgriFinance, a subsidiary of Rabobank, is a leading financial services provider for farmers, ranchers and agribusinesses in the United States and Canada. Together, we provide sector expertise, strategic counsel and tailored financial solutions to clients across the entire value chain. Visit www.RabobankNA.com

This position is subject to the terms of [RAF/Rabobank/RDS]'s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons. Further, all full-time regular positions include all other benefits provided to [RAF/Rabobank/RDS] employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.

Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.

At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team?

This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.

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