Sr. Credit Analyst (Remote)

Investing in You, join a 100-year-old, family-owned leader in Ag - and grow with us!

Wilbur-Ellis invests heavily in our employees by offering skill development and training, competitive compensation and benefits, and a tradition of promoting from within for a broad range of career opportunities. And we foster a supportive, people-first work environment.

"We know the confidence gap can get in the way of meeting spectacular candidates, so please don't hesitate to apply - we'd love to hear from you."

Purpose of Position: The Senior Credit Analyst role includes underwriting large agricultural accounts, financial reporting, data analysis, asset discovery, and aiding in the management of the accounts receivable portfolio at the time of origination through collection of the account. This role works across the enterprise of Wilbur-Ellis with accounts nationwide.

Key Skills and Abilities Include:

• Experience analyzing large agricultural accounts for credit worthiness. The credit limits on the analyzed accounts are typically in excess of $500,000 and at times may exceed $10 million.

• Minimum 3 years of experience in agricultural credit underwriting and analysis.

• Analyze large agricultural accounts for creditworthiness, typically with limits exceeding $500,000 and occasionally over $10 million.

• Conduct thorough credit reviews and provide informed underwriting recommendations.

• Consolidate and analyze customer financials and tax information to draw conclusions and guide decisions.

• Draft security agreements and UCC-1 filings; perform lien priority analysis in accordance with UCC rules.

• Support collections by identifying and analyzing assets tied to past due accounts.

• Build and design automation tools to streamline credit and underwriting processes.

• Create data visualizations for Credit, Sales, and Operations teams to track status and trends of accounts receivable.

• Maintain compliance with company documentation procedures and applicable laws and regulations.

• Manage multiple priorities with excellent organizational and analytical skills.

• Communicate regularly with Credit Managers and the Director of Credit and Financing.

• Perform other duties and responsibilities as assigned.

Preferred Skills and Abilities:

• Process or workflow drafting experience.

• Knowledge of credit systems and experience in using them.

• Experience in agriculture or agricultural related business.

• Bachelor's degree is required, preferably in Business, Ag, or Finance.

• Experience with credit systems, PowerBI, and datasets.

Key Personal Attributes:

• Ability to establish rapport and develop confidence with co-workers within our department and with other departments when collaboration is essential to the task at hand.

• Given remote work and the nature of the workload, this person should be a self-starter as well as goal and task oriented.

• Strong written and verbal communication skills.

• Problem solving skills where you find an issue that needs to be solved, deliberate about it, determine a solution, and then act on the solution.

• Proactive approach with an emphasis on timely response to requests.

Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.

Our Commitment to Diversity & Inclusion:

Diversity of people, cultures, opinions, and ideas makes us all stronger. From leadership commitment to employee buy-in, we know that creating an inclusive environment and providing opportunities for all employees to reach their full potential is a shared responsibility.

Wilbur-Ellis is a company you can be proud to call your employer

Wilbur-Ellis markets and distributes agricultural products, animal feed specialty chemicals, and food ingredients. A privately held and consistently profitable company, we employ more than 4,000 people throughout North America and Asia-Pacific.

Wilbur-Ellis is for and about people

Wilbur-Ellis has enjoyed over 100 years of success and growth, all thanks to our people. Our employees are both leaders and team players who thrive on creativity, entrepreneurial spirit, and a dedication to quality work, our customers, and each other.

Wilbur-Ellis invests in the industry's best workforce

Wilbur-Ellis invests heavily in our employees by offering skill development and training, competitive compensation and benefits, and a tradition of promoting from within for a broad range of career opportunities. And we foster a supportive, people-first work environment.

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