New

Director, Credit Risk Decision Engines

First National Bank of Omaha
vision insurance, tuition assistance, 401(k)
United States, Nebraska, Omaha
Jul 25, 2025
At FNBO, our employees are the heart of our story-and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success. Our Modern, Flexible Workplace: We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. We invite you to consider what a Modern, Flexible Workplace can mean for you! It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs. Summary of the Job: We are seeking a seasoned Decision Engine Design and Implementation Lead who designs and configures end-to-end automated underwriting and account management strategies using Provenir Studio, REST APIs, and JavaScript while integrating credit bureau data, fraud detection systems, and Python models. This technical leader translates complex business requirements into logical decisioning workflows that balance flexibility, efficiency, and maintenance considerations, while also creating comprehensive documentation and collaborating across Product and IT teams. The role requires extensive banking and financial services experience, strong analytical problem-solving skills, and the ability to lead implementation teams through complex projects from requirements gathering to successful deployment. About This Role: Strategic Design Design logical workflows that serve as the blueprint for end-to-end implementation of complex automated underwriting and account management strategies, incorporating needed flexibility, efficiency, stability, ease of maintenance and enhancement, and downstream analytical transparency Recommend improvements to existing solutions or processes to optimize performance and maintain best practices Apply experience in Banking, Financial Services, and risk management to deliver industry-leading solutions Technical Implementation & Development Configure solutions within Decision Engine to meet requirements for credit, fraud, or other risk-based decisioning use cases Utilize REST APIs, XML, JSON, and JavaScript to configure, integrate and customize decision flows Leverage understanding of credit bureau report features, identity verification, and data science (including Python models) to enhance solution capabilities Documentation & Knowledge Management Create and maintain comprehensive design documentation, technical specifications, and configuration guides Stakeholder Collaboration & Communication Collaborate and communicate with end users to understand business processes, gather requirements, ensure scope alignment, and progress against timelines Work in partnership with cross-functional teams (Product, IT) to ensure successful project delivery Clearly articulate complex technical concepts to both technical and non-technical audiences Problem Solving & Analysis Leverage strong analytical skills and creativity to identify, diagnose, and resolve configuration and integration challenges Team Leadership & Management Lead team of implementation analysts, providing technical direction to the development team by breaking down complex project requirements into manageable tasks with clear acceptance criteria and ensuring alignment between technical execution and business objectives while fostering individual growth and ownership among team members The Ideal Candidate for This Role: Key Skills: Excellent written and verbal communication skills, including the ability to effectively present complex information clearly and appropriately handle sensitive information Well organized, self-driven and detail-oriented individual who is capable of self-managing and multi-tasking in a fast-paced environment Demonstrated ability to adapt to changing priorities and a strong work ethic Team player with a collaborative mindset, open to sharing knowledge and learning from peers. Excellent customer-facing and communication skills, with the ability to translate technical concepts for non-technical audiences. Creative problem-solver with a passion for delivering innovative solutions. Required Qualifications: 5+ years of professional experience in Banking, Financial Services, or related industry. Bachelor's degree in related field preferred (or equivalent work experience). Proven experience configuring or implementing Provenir Studio or similar decisioning platforms. Strong knowledge of REST APIs, XML, JSON, and JavaScript. Familiarity with data integrations, ETL processes, and web service endpoints. Practical knowledge of credit and fraud risk management practices. Understanding of credit bureau report features, scorecards, and identity verification processes. Awareness of data science concepts, particularly Python models and their integration into decisioning platforms. Desired Qualifications: Prior experience leading or managing Provenir implementation projects from inception to go-live. Advanced knowledge of risk decisioning processes, scoring models, and regulatory compliance in financial services. Familiarity with business analytics tools and reporting platforms. Compensation: Compensation range (base pay): $105,443.00-$179,253.00 This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level. Benefits Overview: We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs: Medical, Dental, Vision Insurance 401k, With Matching Contributions Time Off Programs Health Savings Account (HSA)/Dependent Care Employee Banking Growth Opportunities Tuition Assistance Short-Term/Long-Term Disability Insurance Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/. For additional information regarding compensation and benefits, e-mail FNBO at TAGAdmin@fnni.com. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message. Job number: R-20250861 Equal Opportunity & Belonging: FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves-no matter their role or where they are in their journey. Learn more here. FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. Click here to download 'EEO is The Law' Self-Print Poster Click here to download 'EEO is The Law' Supplement for Federal Contractors Click here to download 'EEO is The Law' GINA Supplement FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants) Application Deadline: All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.