Asset Manager - Equipment Finance

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Position Title: Asset Manager - Equipment Finance

Business Unit: BCSI

Reports to: Bank Capital President

Position Overview:

This position is primarily responsible for all facets of collateral evaluation and collateral sales, as well as ongoing portfolio management as it relates to the leased assets in the Equipment Finance and Leasing (EF&L) portfolio. The collateral evaluations and subsequent sales and liquidations of off-lease assets is integral to the overall profitability goals of the corporation.

Primary Responsibilities:

Conducts market research on the resale values of similar assets for comparison purposes which are used to establish the equipment residual values needed to price new business quotes.

Is responsible for the ongoing management of the expiring leases including asset evaluation, customer interaction to negotiate end of lease buyouts/renewals and remarketing of returned assets.

Evaluates the equipment in the portfolio and being proactive as it relates to the portfolio's risk profile and maintaining a consistent monitoring to assure concentration risks are identified to senior management.

Reports to senior management on the characteristics of the equipment portfolio including reporting on equipment concentrations, projected terminations (both expected and early payoffs), projected gains on sale of assets and any identified issues relevant to the equipment portfolio.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.

F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:

BA or BS

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:

5

Skills Required to Perform the Primary Responsibilities of this Position:

Excellent project management skills

Excellent communication skills, both written and verbal

Excellent organizational, analytical and interpersonal skills

Excellent customer service skills

Ability to use a personal computer and job-related software

MS Word - Basic Level

MS Excel - Intermediate Level

MS PowerPoint - Basic Level

Experience in a sales and relationship position related to commercial banking or leasing. Knowledge of business finance and the ability to read and evaluate financial statements.

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work:

N/A

Equal Employment Opportunity (EEO):

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.