Sr. Product Manager

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world.

Progress starts with you.

The Processing and Network Products organization owns the delivery pipeline for Authorization, Clearing, and Settlement changes across VisaNet. We translate business priorities into technical change, coordinate release execution, and ensure client readiness for platform enhancements that bring benefits to the entire payments ecosystem. As Senior Product Manager of Clearing & Settlement, you will help shape the Clearing strategy, prioritize the portfolio, and lead endtoend delivery for initiatives impacting our clearing platforms, partnering closely with Regional Product, Technology, Client Services, and Risk. This role requires strong understanding of payment processing, with emphasis on clearing and National Net Settlement Services (NNSS).

Key Responsibilities:

Clearing is a critical part of the transaction lifecycle that initiates the settlement and funds transfer process with Visa's clients. Your strategy and portfolio leadership ensure the right changes get prioritized, executed cleanly, and adopted quickly in order to protect Visa's reliability, reduce client strain, and enable new network capabilities at global scale. Key responsibilities include:

• Execute the multiyear Clearing platform strategy that aligns product outcomes to business goals: client experience, compliance, revenue enablement, operational excellence, and reduction of technical debt.
• Work closely with regional product teams to map capability gaps and opportunities into an executable strategy that balances client impact, regulatory timing, and engineering capacity.
• Manage the Clearing portfolio by defining prioritization criteria and scoring initiatives that enable short and long term platform strategy.
• Own endtoend execution and delivery for Clearing & Settlement changes including requirements, design decisions, testing/activation planning, and install readiness.
• Utilize deep knowledge of payment processing to drive business concepts toward a clearing platform solution approach.
• Maintain close partnerships with clients to understand how new functionalities can meet their needs and preferences.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Relocation assistance is not provided for this role.

Basic Qualifications

8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD

Preferred Qualifications:

• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• Experience leading cross functional processes within large, global, matrixed organizations.
• Understanding of product lifecycle management and product portfolio governance.
• Excellent communication and facilitation skills, including structured writing, presentation development, and cross functional alignment.
• Ability to influence without authority and build trust among regional and global stakeholders.
• Knowledge of consumer payments, digital wallets, cards, or other financial services products is a plus.

Key Competencies

• Process Leadership: Able to build, refine, enforce, and scale structured intake governance.
• Strategic Alignment: Connects regional requests to global product strategies and business priorities.
• Stakeholder Influence: Navigates complex organizations and builds alignment across regions and functions.
• Analytical Insight: Uses data to diagnose process bottlenecks, improve quality, and inform portfolio decisions.
• Operational Excellence: Drives clarity, consistency, and rigor across intake workflows and documentation.
• Change Management: Introduces new ways of working with thoughtful communication, training, and stakeholder engagement.
• Customer & Market Perspective: Understands regional business needs and champions them effectively within global product discussions.
• AI Enhanced Productivity: Leverages AI tools and automation (e.g., generative AI, workflow automation, content generation, analytics augmentation) to streamline processes, improve decision quality, enhance documentation, and increase overall operational efficiency.

Work Authorization:Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 169,100.00 to 270,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.