Premium Auditor

At Safety National, we don't just offer jobs - we build careers with purpose! Since 1942, we've been an industry leader, valuing integrity, teamwork, and stability while providing competitive rewards, top-tier benefits, career growth opportunities, and flexible work options that promote balance. With tuition reimbursement, wellness perks, and a strong community impact, we invest in your success-both personally and professionally. Ready to grow with us? Apply today!

Follow this link to view all of our available careers and apply: https://www.safetynational.com/careers-page/

This opportunity is in the Account Services department.

Responsible for seeing policies through to the finish line, our Account Services department facilitates the processes between Claims, Underwriting, and our brokers. Ranging from rating services to audits to operational guidance, the available career opportunities are abundant with varying levels of specialty. Maintaining a strong network of team leaders, our department's relationship allows for cross-training opportunities and plenty of collaboration.

Role Description:

Imagine being the trusted expert who ensures accuracy and integrity in insurance premium calculations. As a Premium Auditor at Safety National, you'll conduct physical and virtual audits across various lines of commercial insurance-including workers' compensation and general liability-by examining policyholder financial and operational records. You'll apply your strong analytical skills and technical knowledge to verify exposures, identify misclassifications, and ensure earned premiums are calculated correctly. Your work will help maintain regulatory compliance and uphold industry standards, while your professional communication skills will shine through as you engage with policyholders, brokers, and internal teams. If you're detail-oriented, Excel-savvy, and thrive in a role where accuracy, independence, and customer interaction intersect, this is your opportunity to make a meaningful impact in a dynamic environment.

Qualifications:

Education:
Bachelor's degree in Accounting, Finance, Business, or a related field is preferred. Equivalent professional experience will also be considered.

Required Qualifications:

• 2 or more years of experience in premium audit, accounting, financial analysis, or commercial insurance
• Technical knowledge of workers' compensation, commercial auto, and general liability audit standards, including NCCI/ISO/PAAS classification rules
• Ability to analyze payroll reports, financial statements, and audit-related documents
• Proficiency in Microsoft Excel, including pivot tables and data analysis tools
• Strong written and verbal communication skills, with a focus on professionalism and clarity
• Strong customer service skills and the ability to handle challenging conversations
• Must be presently authorized to work in the U.S. without a requirement for work authorization sponsorship by our company for this position now or in the future
• This position allows for a hybrid work schedule which includes a minimum of 3 days per week in our St. Louis Corporate Office, located at 1832 Schuetz Rd. Saint Louis, MO. All employees are required to submit work from home requests and follow our Work From Home policy, which will be provided to all candidates selected to interview.

Preferred Qualifications:

• Experience performing multi-state commercial audits
• Professional certifications such as APA, AU, or CPCU preferred or willingness to pursue
• Ability to travel up to 10%, including occasional overnight travel

Protect the confidentiality, integrity and availability of information and technology assets against unauthorized disclosure, destruction and/or alteration, in accordance with Safety National policies, standards, and procedures.

Safety National is a leading specialty insurance and reinsurance provider. Our culture is built upon relationships, which allow us to demonstrate our expertise gained through our rich 80-year history. As a wholly-owned subsidiary of Tokio Marine, Inc., we appreciate the benefits and support provided by our affiliation with one of the top 10 insurance companies in the world.

Total Rewards That Put Employees First

In our vision to be First with Co-Workers, compensation that includes base salary, holiday bonus, and incentive awards is only a small portion of the comprehensive total rewards package we offer. Our total rewards approach recognizes and rewards the time, talents, efforts, and results of our valued employees. Highlights of our exceptional benefits include generous health, dental, and vision coverage, health savings accounts, a 401(k)-retirement savings match and an annual profit sharing contribution. We proudly offer family forming benefits for adoption, fertility, and surrogacy, generous paid time off and paid holidays, paid parental and caregiver leave, a hybrid work environment, and company-paid life insurance and disability. To support employees in their career journeys, we provide professional growth and development opportunities in addition to employee recognition and well-being programs. Apply today to learn more.

Safety National is committed to fair, transparent pay and we strive to provide competitive, market-based compensation. In our vision to be First with Co-Workers, compensation is only one piece of the comprehensive total rewards package we offer. The target base salary range for this position is $61,000 to $77,500. Compensation for the successful candidate will consider the candidate's particular combination of knowledge, skills, competencies, experience and geographic location.

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