New 
Commercial Credit Analyst I
 First Citizens Bank | |
 United States, North Carolina, Charlotte | |
| 201 South Tryon Street (Show on map) | |
 Aug 24, 2026 | |
|
Overview
This position provides support to the credit sales organization, vendor partners and senior management through the underwriting and adjudication of commercial credit applications. Reviews publicly available information and risk assessments on commercial borrowers, analyzing internal pay history as necessary. Adjudicates opportunities within individual lending authority and recommends decisions over and above established delegated authority. Responsibilities & Qualifications Duties & Responsibilities: Analysis - Sources, compiles, and interprets commercial and consumer bureaus to determine the creditworthiness of a business client. Analyzes factors that impact credit on both a quantitative and qualitative basis. Assists with analyzing loan processes for accuracy and efficiency, effectively communicates analysis output. Business Support - Provides analytical insight and technical skill to lending activities, developing industry, data, and credit knowledge to serve as a resource to associates. May recommend process improvements and risk mitigation strategies identified through data trends. Documentation - Obtains and monitors financial documentation utilized in analysis efforts. Ensures accuracy, completeness, and consistency of documentation. Reporting - Produces reports based on analysis, key loan metrics, and credit relationships. Identifies and communicates trends that indicate risk or credit issues. Position Specific Skills: Knowledge of financial principles and concepts Qualifications: Minimum Required Education and Experience: Bachelor's Degree OR High School Diploma or GED/Equivalent and 4 years' experience in Banking or Financial industry Preferred Education: Preferred Area of Study: Preferred Area of Experience: Required Licenses or Certifications: Preferred Licenses or Certifications: Additional Information Bachelor's Degree and 0 years of experience in Banking or Financial industry OR High School Diploma or GED and 4 years of experience in Banking or Financial industry Preferred:
Skills: Knowledge of financial principles and concepts Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits. #EJC #LI-DNI | |